Automated Clearing House (ACH)

ACH provides an electronic means to debit or credit any participating bank account nationwide. ACH reduces your expenses by minimizing your need for paper transactions and improving the efficiency of the disbursement process. ACH is an ideal solution for disbursing payroll as well as collecting both non-recurring and recurring receivables. Electronic files are sent to our Bank through the Internet Cash Management (ICM) system.

Benefits to your organization include:

• Reduce expenses by eliminating the need to send paper bills and incur postage costs
• Reduces the risk of check fraud
• Improves cash forecasting
• Speeds up cash flow
• Saves time
• Encourages employee and customer loyalty

Consider ACH Origination if your organization:

• Would like to offer the benefit of direct deposit to employees
• Collects recurring and non-recurring payments from customers